Home » Definitions


1. Building(s)

The private residence of the insured including domestic outbuildings, walls, gates and fences and garages, the interior decorations and landlord’s fixtures and fittings and domestic fixed fuel oil. We suggest that you separate the amount for each of these items when included in the policy.

2. Commercial Vehicles

These vehicles have many uses including transporting of goods for trade or business, hiring for reward, agricultural and construction. They are trucks, pickups, buses, minivans, taxis, tractors, forklifts, cranes, ambulances, excavators, etc.

3. Private Vehicles

A vehicle that is used only for social, domestic and pleasure purposes or for use by you in your business or profession.