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Vinsure Products

Auto/Motor Insurance Plans

In St. Vincent and the Grenadines, motor insurance is compulsory under the Motor Vehicle Insurance (Third Party Risks) Act 2003. Before you hit the highway with your private or commercial vehicle, make sure that you are protected against financial loss.

Comprehensive:

Covers your vehicle, its accessories and spare parts while they are on the vehicle against accidental damage, fire, explosion, self-ignition, burglary, housebreaking or theft, malicious damage, malicious damage and while in transit on the road or by the sea.

Additionally, it covers your liability for bodily injury or death to other person and damage to another person’s property. It covers also the cost of wrecking and towing services if your vehicle is involved in an accident up to a limit of EC$600.00.

There are additional free benefits to our comprehensive cover:

  • Medical Expenses
  • Luggage and Personal Effects up to EC$500.00
  • Damage to Garage by Fire up to EC$1,000.00
  • Legal Defence Costs
  • Loss of Licence
  • Windscreen or Windows Damage up to EC$3,000.00

You may at your option purchase “Special Perils” which covers your vehicle for loss or damage from catastrophe perils of hurricane, volcanic eruption and earthquake as well as flood, riot strikes and civil commotion.

Third Party:

Covers your liability for death or bodily injury to other persons and damage to the property of other persons.

Third Party Fire and Theft:

Provides Third Party cover and also loss or damage to your vehicle by fire, explosion, self-ignition, lightning, burglary, housebreaking and theft.

Documents Required

  • Valuation of Motor Vehicle – if comprehensive insurance is required (evaluators)
  • Registration of Motor Vehicle
  • Valid Driver’s Licence
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St. Vincent Insurances Limited,
69 Grenville Street, Kingstown, St. Vincent
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