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Insurances

Insurances

Personal | Business
  • Motor Comprehensive

    We know how valuable your car is to you. We created VINSURE’s Motor Comprehensive policy with this in mind. It provides you with the highest level of coverage available.

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  • Third Party Motor Insurance

    VInsure’s Third Party Motor insurance provides you with the minimum liability coverage required by law. Don’t take chances by leaving yourself unprotected if an at fault accident occurs!

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  • Home Insurance

    Your home is one of the most important financial investments that you will make in your lifetime. Whether you own or still have a mortgage on it, you will need an affordable and comprehensive insurance policy to protect your home and its contents. After all, they hold irreplaceable memories that must be safeguarded. Vinsure’s house owner policy guarantees the protection of these investments

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  • Public Liability

    If your business involves interacting with customers or the public, Public Liability insurance provides you with the protection you need. It safeguards your assets against claims for property damage or bodily injury suffered by third parties while on your premises or as a result of your business activities.

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  • Employer’s Liability

    Businesses that do not have Employer’s Liability insurance are exposed to significant financial and legal risk. Employer’s Liability insurance provides businesses with financial protection in the event of an employee’s at-work-accident. Additionally, this coverage provides security for employees and demonstrates that the company has taken measures to protect them and provide financial remedies in the event of an accident.

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  • Professional Indemnity

    While running your own business can be rewarding, challenges are unavoidable. There is always the possibility of an error being made. For this reason, it is important to protect yourself and your business from the consequences of mistakes, oversights and professional negligence.

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  • Contractors All Risk

    Planning for success is a critical part of any contractor’s business. VINSURE’s Contractor’s All Risk insurance provides excellent coverage for your property while under construction.

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  • Goods in Transit

    If you are moving goods, stock or raw materials from one location to the next, our policy provides cover for any losses during transit including theft at the premises while loading and unloading and delivery to the recipient.

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  • Business Interruption

    Have you given thought to the amount of revenue and profits you can lose due to down time following a hurricane or fire impacting your business? Are you prepared to cover the financial shortfall on your own? During a period of rebuilding and repair, it isn’t business as usual. Will your company survive?

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  • All Risk

    Every business is exposed to risks. Despite the best business practices and every effort on your part, it is impossible to eliminate 100% of your exposure. VINSURE's All Risk Policy provides coverage for the cost of repairing or rebuilding your business in the event of loss.

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  • Burglary Business

    Unfortunately, crime prevention must figure into each business plan. Despite your best security controls, thieves will do anything to gain access to your business; and, sometimes they succeed. Vinsure’s burglary policy provides coverage so that your business doesn’t miss a beat.

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  • Fire & Extended Perils

    Our Fire & Extended Perils policy helps protect your greatest business assets from damage or loss. Whether you require coverage for buildings, contents or equipment, we can help.

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  • Money All Risks

    VINSURE's Money All Risks Insurance protects your business against loss of money when in transit and while on premises. You work hard for your money, so let us help you protect it.

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Policy Conditions

If you have any questions about your policy, contact us or your agent/broker.

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Established in 1964 as a partnership and incorporated on 25 April, 1969, St. Vincent Insurances Limited is the oldest indigenous insurance company in St. Vincent and the Grenadines. It trades as Vinsure. On 1 July, 1983 it became a direct insurer with reinsurance treaties negotiated in the London Market. VINSURE is a member of the NAGICO Group since(   ) .Today, it is managed by a team of trained and committed professionals with expertise in fire, motor and accident classes of insurance.

About VINSURE

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REQUEST A QUOTE

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Notify us of a Claim

If you have incurred a loss you can notify us online of your claim.

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